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Simpson Financial Group  Preparing for life’s uncertainties

doctor and patientYour new health care plan provided by the Affordable Care Act (ACA) likely took effect on January 1. If not, your plan should be taking effect in the coming weeks.

ACA plans are unique plans designed by the U.S. government to provide a wide range of medical services. Most Affordable Care Act plans provide extremely comprehensive health care and preventative services.

Preventative services are tests and treatments to help catch conditions that could become more serious later. You might wonder what preventative services these plans cover.

All Affordable Care Act plans usually provide these services at no cost to you. Most adults qualify for the following preventative services:

Blood pressure screening

Cholesterol screening

Depression screening

Diabetes testing

HIV testing

A wide range of vaccinations. These can range from the yearly flu shot to other common vaccines like Mumps and Hepatitis

Cancer screenings for Lung and Colorectal cancer

Obesity and diet counseling and screening

Some forms of Sexually Transmitted Infection (STI) screenings, including Syphilis

Alcohol and Tobacco use counseling

Additionally, Women and Children also receive some specialized preventative services.

Women can receive things like:

Breast cancer screenings and mammograms

Cervical cancer screenings

Osteoporosis screening

Domestic violence counseling

Access to certain contraceptives and birth control methods, though these come with exemptions

Children can receive preventative services themselves. Children qualify for services like:

Autism screenings

Common childhood vaccines

Medical history screenings

Vision screenings

Tuberculosis testing

STI screenings

Obesity, depression and alcohol and tobacco use screenings

Keep in mind that many preventative services come with age recommendations. For example, a woman might only get osteoporosis screenings after she turns 65. Children might only qualify for certain childhood testing when they are newborns or infants.

Nonetheless, a great step towards wellness is to take advantage of preventative services offered by ACA plans. By doing so, you can stop potential problems from developing.

Simpson Financial Group is here to help you understand your services. We have a variety of online resources to help you pick the best coverages. If you have questions, go online or call us at (877) 727-7780.
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