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Simpson Financial Group  Preparing for life’s uncertainties

doctor and patient talkingWe don’t all have to but the insurance plans offered by the Affordable Care Act. There are many health care plans that insurance companies offer besides ACA plans.

Affordable Care Act plans meet new levels of coverage and cost balances set by the law. Nonetheless, there are many health care options that are not on the federal marketplace.

How does the law affect private plans?

The Affordable Care Act makes important adjustments to insurance plans that are not on the marketplace. One of the most important changes is that you will never pay more for a similar plan outside of the marketplace than you will inside of it.

Should I shop on or off the marketplace?

Sometimes, if you don’t qualify for cost assistance on the marketplace, it is better to shop off of the marketplace for health insurance. However, you can only buy Affordable Care Act plans on the marketplace.

Nonetheless, not every plan that is available in your local area is on the ACA marketplace. So, if you want to look at different varieties of health plans, you might want to check off of the market.

It is always best to fully research the market before making your choice on health care.

Insurance brokers may not sale Affordable Care Act plans directly, but they can sometimes help you research and compare plans that are both on- and off-market. If you choose to buy off the market, you can still purchase insurance through your local insurance agency, from a broker and directly from a health insurance company. has information to help you choose the correct plan. But the process of choosing what is best for your health means you likely have more questions. Call Simpson Financial Group at (877) 727-7780 to find out if one of these plans is best for you.
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Marlborough, MA 01752

(978) 222-3939
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Attention: This website is operated by Simpson Financial Group, Inc. and is not the Health Insurance Marketplace website. In offering this website, Simpson Financial Group, Inc. is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at

Simpson Financial Group, Inc., which has licensed insurance agents in 50 states. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer's enrollment in a health plan. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled.