Call Us Today For A Free Quote | 877.727.7780
Simpson Financial Group  Preparing for life’s uncertainties

elderly at doctor's officeThe Affordable Care Act is one of the most important changes to healthcare law, but for many people it can seem confusing. If you are older and have Medicare, you may be unsure how this law impacts you and the coverage you have. It is always a good idea to talk to a health insurance provider to learn more about the direct impact of the Affordable Care Act on you, but there are a few things you need to know.

You Still Have Medicare

Medicare is not going away as a part of this law or the new Health Insurance Marketplace. You do not have to replace your Medicare coverage with Marketplace coverage. If you have Medicare Advantage Plan or Original Medicare, you remain covered by those plans, and there is no need or benefit to changing for many people. You do not need to do anything during Open Enrollment on the Marketplace website.

You Can Get More Coverage

As seniors, the risks of needing expensive medical care is higher. For many men and women, having more protection is a good thing. Since the Affordable Care Act went into place, Medicare has expanded some of the services it provides including mammograms and colonoscopies. These preventative health care services are available to you on Medicare, and they do not charge you through Part B coverage. You should have a free yearly wellness visit with your doctor.

The Law Keeps Medicare in Place Long Term

Another of the benefits of the Affordable Care Act for seniors is that it helps to keep Medicare in place for years to come. That is because it extends the Medicare Trust, which funds the program, at least until 2029. It does this by reducing waste, fraud and abuse within the system.

If you are not yet qualified for Medicare, the Affordable Care Act does provide you with the ability to select health insurance from the Marketplace. It is ideal to work with a third party provider to help you to navigate the process to minimize the risk that you will purchase ineffective or limited coverage or pay too much for it. As a senior, you need health insurance, but you should not have to worry about this law limiting your access.

Your health is our priority. Call Simpson Financial Group at (877) 727-7780 for more information on Boston health insurance.
Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive

View Mobile Version
Instant Quote
We love referrals! And thank you even more for your continued business.
Find an Agent
We have agents in your neighborhood! So give us a call.
Our Agency Blog
Stay in touch with the latest events, news and offers we have.
Computer Phone Connect
Get an instant quote online now! Talk to an agent directly by phone Connect to a local agent
Facebook Twitter LinkedIn Google+
Stay In Touch With Us Helpful Site Links Our Office

289 Elm St
Suite 102
Marlborough, MA 01752

(978) 222-3939
We have the expertise to find you the right coverage at the right price 
Attention: This website is operated by Simpson Financial Group, Inc. and is not the Health Insurance Marketplace website. In offering this website, Simpson Financial Group, Inc. is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at

Simpson Financial Group, Inc., which has licensed insurance agents in 50 states. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer's enrollment in a health plan. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled.