Protecting your child’s eye care and eye health starts with preventative screenings. In fact, it is often a key component of every wellness visit you make to your child’s doctor.
An eye doctor will look into the child’s eyes, talk about vision concerns, and discuss any symptoms of eye health or vision loss. When it comes to health insurance coverage, most parents have coverage for this care. Do you?
Preventative Screening Care
One of the key aspects of the Affordable Care Act is to provide children with more of the care they need at a younger age. This includes preventative screenings.
These screenings help doctors detect the signs of concerns as early as possible. Early screenings can reduce the risk of developing a more major health problem.
One of the preventative screenings health insurance likely offers is basic vision care. These services are usually available to all children up to a certain age, usually about 18 years old. A screening is generally free if your child’s doctor does one during a covered exam.
The bottom line is: Vision screenings are a part of a wellness check up with your child’s doctor. Check ups are included in most health insurance plans.
What About More Extensive Screenings?
Health insurance plans differ from each other. What is right for your specific needs is different than what is right for others. Take a closer look at your existing policy.
Vision care beyond a simple screening isn’t likely a part of your basic health insurance plan. That does not mean it isn’t covered in all cases.
Most patients have separate vision insurance plans if there is more extensive care needed. This includes instances in which the patient may need to seek out eye specialist care. Vision insurance also usually covers glasses or contact lenses.
This insurance can also include care that your traditional medical doctor cannot offer. You might need extra care for things like advanced infections, diseases, or eye injuries. Your vision plan should provide you with specific details about the types of care you can obtain.
Even at a young age, children need to have proper vision screenings and care. Initially, a family doctor is all that is necessary. As your child gets older, annual vision exams by a licensed optometrist are generally a good idea. Vision insurance can cover this if your health insurance plan does not.
Simpson Financial Group is here to help you understand your health insurance. Give us a call today at (877) 727-7780. We can help you get the coverage you need.